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Natural hazards · Yonkers

Yonkers, NY natural hazards

Most of the natural-hazard damage FEMA expects in Yonkers comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 690 claims here since 1978. 11 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Yonkers?

29
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Yonkers to be higher than in 29% of U.S. communities, mostly from inland flooding.

Inland flooding72%Earthquakes6%Hurricanes6%Everything else17%
By hazard

What Yonkers faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

72% of expected damage
Above average · higher than 51% of U.S. places
Recorded about 4 times a year in the area

Earthquakes

6% of expected damage
Above average · higher than 66% of U.S. places

Hurricanes

6% of expected damage
Above average · higher than 73% of U.S. places
Recorded about once every 7 years in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Yonkers flood?

Every paid claim on a federal flood insurance policy in Yonkers, from FEMA’s records.

690paid claims since 1978
$21.3Mpaid to owners
99homes flooded more than once
19782026

Biggest named events

  • Not a named storm: 118 claims, $1.4M
  • Hurricane Ida: 105 claims, $7.5M
  • Hurricane Irene: 101 claims, $3.9M

Homes that flooded again and again

Each house = 2 homes. ■ FEMA “severe repetitive loss” (28) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Yonkers isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Westchester County.
Disasters that hit Yonkers

11 federal disasters brought FEMA money here

Disasters the President declared that paid out in Yonkers itself: aid to households, or repair grants to the City of Yonkers.

Brought FEMA money into YonkersDeclared for Westchester County only
2023

Severe Storm and Flooding

$884K to the City of Yonkers for repairs
2021

Remnants of Hurricane Ida

2,365 households applied for aid $6.3M aid approved $2.3M to the City of Yonkers for repairs
2020

Tropical Storm Isaias

$871K to the City of Yonkers for repairs
2012

Hurricane Sandy

830 households applied for aid $265K aid approved $10.6M to the City of Yonkers for repairs
2011

Hurricane Irene

239 households applied for aid $478K aid approved $2.0M to the City of Yonkers for repairs
2010

Severe Storms and Flooding

$544K to the City of Yonkers for repairs
2007

Severe Storms and Inland and Coastal Flooding

361 households applied for aid $494K aid approved $576K to the City of Yonkers for repairs
2006

Severe Storms and Flooding

1 household applied for aid
2003

Snow

$192K to the City of Yonkers for repairs
2001

Fires and Explosions

$750K to the City of Yonkers for repairs
1999

Hurricane Floyd Major Disaster Declarations

$157K to the City of Yonkers for repairs
Westchester County has had 24 natural disasters declared since 1953, most often hurricanes and floods.
Around Yonkers

Yonkers and the towns around it

Eastchester: Low, mostly inland floodingMount Vernon: Low, mostly inland floodingNew York: Very low, mostly inland floodingBronxville: Low, mostly inland floodingTuckahoe: Moderate, mostly inland floodingGreenburgh: Very low, mostly inland floodingAlpine: Very low, mostly inland floodingHastings-on-Hudson: Low, mostly inland floodingNew Rochelle: Very low, mostly inland floodingScarsdale: Very low, mostly inland floodingPelham: Moderate, mostly inland floodingPelham: Moderate, mostly inland floodingPelham Manor: Moderate, mostly inland floodingHempstead: Low, mostly inland floodingNorth Hempstead: Very low, mostly inland floodingLawrence: Low, mostly inland floodingValley Stream: Low, mostly inland floodingLinden: Low, mostly inland floodingBayonne: Moderate, mostly inland floodingGreat Neck Estates: Low, mostly inland floodingElizabeth: Low, mostly inland floodingMount Pleasant: Very low, mostly inland floodingTarrytown: Very low, mostly inland floodingWhite Plains: Very low, mostly inland floodingSleepy Hollow: Very low, mostly inland floodingNorth Castle: Very low, mostly inland floodingOrangetown: Very low, mostly inland floodingIrvington: Very low, mostly inland floodingDobbs Ferry: Very low, mostly inland floodingDemarest: Moderate, mostly inland floodingCresskill: Low, mostly inland floodingCloster: Low, mostly inland floodingTenafly: Low, mostly inland floodingNorwood: Low, mostly inland floodingRockleigh: Low, mostly inland floodingYonkers: Low, mostly inland flooding YonkersEastchesterMount VernonNew YorkBronxvilleTuckahoeGreenburghAlpineHastings-on-Hudson
Very lowLowModerateHighVery high
Tuckahoemostly inland floodingModerate
Bronxvillemostly inland floodingLow
Eastchestermostly inland floodingLow
Hastings-on-Hudsonmostly inland floodingLow
Mount Vernonmostly inland floodingLow
Yonkersmostly inland floodingLow
New Yorkmostly inland floodingVery low
Greenburghmostly inland floodingVery low
Alpinemostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Yonkers covers 58 census tracts, combined by population.
Money that reached townFlood claims are matched to Yonkers’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Yonkers. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Yonkers total about $38.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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