Natural hazards · Windsor

Windsor, NY natural hazards

Most of the natural-hazard damage FEMA expects in Windsor comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 10 claims here since 1979. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Windsor?

78
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Windsor to be higher than in 78% of U.S. communities, mostly from inland flooding.

Inland flooding87%Tornadoes5%Everything else8%
By hazard

What Windsor faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

87% of expected damage
Well above average · higher than 93% of U.S. places
Recorded about 3 times a year in the area

Tornadoes

5% of expected damage
Below average · higher than 38% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Windsor flood?

Every paid claim on a federal flood insurance policy in Windsor, from FEMA’s records.

10paid claims since 1979
$114Kpaid to owners
2homes flooded more than once
19792026

Biggest named events

  • Tropical Storm Lee: 5 claims, $96K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured
No community discount. Windsor isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Broome County.

What’s been done with FEMA grants

2flood-prone properties bought out and cleared
Disasters that hit Windsor

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Windsor itself: aid to households, or repair grants to the Village of Windsor.

Brought FEMA money into WindsorDeclared for Broome County only
2017

Severe Winter Storm and Snowstorm

$7K to the Village of Windsor for repairs
2011

Remnants of Tropical Storm Lee

112 households applied for aid $368K aid approved $21K to the Village of Windsor for repairs
2006

Severe Storms and Flooding

319 households applied for aid $694K aid approved $208K to the Village of Windsor for repairs
2005

Severe Storms and Flooding

10 households applied for aid $17K aid approved
2004

Tropical Depression Ivan

14 households applied for aid $26K aid approved $5K to the Village of Windsor for repairs
2004

Severe Storms and Flooding

4 households applied for aid $7K aid approved $8K to the Village of Windsor for repairs
2003

Snow

$2K to the Village of Windsor for repairs
2002

Snowstorms

$4K to the Village of Windsor for repairs
Broome County has had 23 natural disasters declared since 1953, most often floods and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Windsor is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Windsor’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Windsor. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01