Natural hazards · Willsboro

Willsboro, NY natural hazards

Most of the natural-hazard damage FEMA expects in Willsboro comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 10 claims here since 1993. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Willsboro?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Willsboro to be higher than in 64% of U.S. communities, mostly from inland flooding and avalanches.

Inland flooding59%Avalanches28%Everything else13%

By hazard

What Willsboro faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 3 times a year in the area

Avalanches

28% of expected damage

Well below average · higher than 0% of U.S. places

Recorded about once every 30 years in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Willsboro flood?

Every paid claim on a federal flood insurance policy in Willsboro, from FEMA’s records.

10paid claims since 1993

$108Kpaid to owners

2homes flooded more than once

19932026

Biggest named events

Hurricane Irene: 2 claims, $15K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured

No community discount. Willsboro isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Essex County.

Disasters that hit Willsboro

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Willsboro itself: aid to households, or repair grants to the Town of Willsboro.

Brought FEMA money into WillsboroDeclared for Essex County only

2017

Severe Winter Storm and Snowstorm

$15K to the Town of Willsboro for repairs

2011

Hurricane Irene

13 households applied for aid $55K aid approved

2011

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

$18K to the Town of Willsboro for repairs

2000

Severe Storms and Flooding

$7K to the Town of Willsboro for repairs

1999

Hurricane Floyd Major Disaster Declarations

$1K to the Town of Willsboro for repairs

Essex County has had 20 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Willsboro

Willsboro and the towns around it

Very lowLowModerateHighVery high

Willsboromostly inland floodingHigh

Chesterfieldmostly inland floodingHigh

Essexmostly inland floodingHigh

Lewismostly inland floodingHigh

Charlottemostly inland floodingLow

Shelburnemostly inland floodingVery low

South Burlingtonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Willsboro covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Willsboro’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Willsboro. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Willsboro total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.