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Natural hazards · Westfield

Westfield, NY natural hazards

Most of the natural-hazard damage FEMA expects in Westfield comes from inland flooding, and overall the risk is very low for a U.S. community. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Westfield?

10
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Westfield to be higher than in 10% of U.S. communities, mostly from inland flooding.

Inland flooding74%Tornadoes8%Cold waves6%Everything else12%
By hazard

What Westfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

74% of expected damage
Below average · higher than 32% of U.S. places
Recorded about 3 times a year in the area

Tornadoes

8% of expected damage
Below average · higher than 34% of U.S. places

Cold waves

6% of expected damage
Below average · higher than 49% of U.S. places
Recorded about 4 times a year in the area

Lower here

Coastal floodingHurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

DroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Westfield flood?

FEMA's records show no paid flood insurance claims in Westfield.

of all homes
are insured
No community discount. Westfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Chautauqua County.
Disasters that hit Westfield

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Westfield itself: aid to households, or repair grants to the Village of Westfield.

Brought FEMA money into WestfieldDeclared for Chautauqua County only
2014

Severe Storms and Flooding

$23K to the Village of Westfield for repairs
2009

Severe Storms and Flooding

2 households applied for aid $17K to the Village of Westfield for repairs
2005

Severe Storms and Flooding

$46K to the Village of Westfield for repairs
2004

Severe Storms and Flooding

$20K to the Village of Westfield for repairs
2001

Snow

$8K to the Village of Westfield for repairs
2000

Snow

$3K to the Village of Westfield for repairs
1999

Snow

$15K to the Village of Westfield for repairs
Chautauqua County has had 18 natural disasters declared since 1953, most often winter storms and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Westfield is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Westfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Westfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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