Natural hazards · West Monroe

West Monroe, NY natural hazards

Most of the natural-hazard damage FEMA expects in West Monroe comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 15 claims here since 1993. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is West Monroe?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in West Monroe to be higher than in 55% of U.S. communities, mostly from inland flooding.

Inland flooding86%Everything else14%

By hazard

What West Monroe faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

86% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does West Monroe flood?

Every paid claim on a federal flood insurance policy in West Monroe, from FEMA’s records.

15paid claims since 1993

$106Kpaid to owners

5homes flooded more than once

19932026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. West Monroe isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Oswego County.

Disasters that hit West Monroe

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in West Monroe itself: aid to households, or repair grants to the Town of West Monroe.

Brought FEMA money into West MonroeDeclared for Oswego County only

2007

Record Snow and Near Record Snow

$11K to the Town of West Monroe for repairs

2004

Snow

$12K to the Town of West Monroe for repairs

2003

Ice Storm

2 households applied for aid $652 aid approved $8K to the Town of West Monroe for repairs

Oswego County has had 17 natural disasters declared since 1953, most often floods and winter storms.

Around West Monroe

West Monroe and the towns around it

Very lowLowModerateHighVery high

Constantiamostly inland floodingModerate

West Monroemostly inland floodingModerate

Hastingsmostly inland floodingModerate

Ciceromostly inland floodingLow

Parishmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. West Monroe covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to West Monroe’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of West Monroe. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across West Monroe total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.