Natural hazards · West Hampton Dunes

West Hampton Dunes, NY natural hazards

Most of the natural-hazard damage FEMA expects in West Hampton Dunes comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 51 claims here since 1987.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is West Hampton Dunes?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in West Hampton Dunes to be higher than in 47% of U.S. communities, mostly from inland flooding and coastal flooding.

Inland flooding57%Coastal flooding29%Hurricanes8%Everything else5%

By hazard

What West Hampton Dunes faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage

Below average · higher than 44% of U.S. places

Recorded about 4 times a year in the area

Coastal flooding

29% of expected damage

Well above average · among the top 1% of U.S. places

Hurricanes

8% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 5 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does West Hampton Dunes flood?

Every paid claim on a federal flood insurance policy in West Hampton Dunes, from FEMA’s records.

51paid claims since 1987

$1.2Mpaid to owners

55homes flooded more than once

19872026

Biggest named events

Hurricane Sandy: 37 claims, $989K
The “Halloween” storm: 5 claims, $55K
December Storm - Nor'easter: 5 claims, $144K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (6) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. West Hampton Dunes isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Suffolk County.

Disasters that hit West Hampton Dunes

Federal disasters declared here

None of the disasters declared for Suffolk County shows FEMA aid or repair money reaching West Hampton Dunes itself in FEMA’s records.

Brought FEMA money into West Hampton DunesDeclared for Suffolk County only

Suffolk County has had 28 natural disasters declared since 1953, most often hurricanes and severe storms.

Around West Hampton Dunes

West Hampton Dunes and the towns around it

Very lowLowModerateHighVery high

West Hampton Dunesmostly inland floodingModerate

Brookhavenmostly inland floodingLow

Southamptonmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. West Hampton Dunes is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to West Hampton Dunes’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of West Hampton Dunes. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.