Natural hazards · Wayland

Wayland, NY natural hazards

Most of the natural-hazard damage FEMA expects in Wayland comes from inland flooding, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wayland?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wayland to be higher than in 33% of U.S. communities, mostly from inland flooding.

Inland flooding77%Tornadoes5%Everything else18%

By hazard

What Wayland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

77% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

5% of expected damage

Below average · higher than 31% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wayland flood?

FEMA's records show no paid flood insurance claims in Wayland.

of all homes
are insured

No community discount. Wayland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Steuben County.

Disasters that hit Wayland

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Wayland itself: aid to households, or repair grants to the Village of Wayland.

Brought FEMA money into WaylandDeclared for Steuben County only

2004

Severe Storms and Flooding

3 households applied for aid $384 aid approved

2003

Severe Storms, Flooding, and Tornadoes

1 household applied for aid $236 aid approved

Steuben County has had 20 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wayland is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Wayland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Wayland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.