Housing · Waterloo
Waterloo, NY housing market
The typical Waterloo home is worth about $190,000, up 4.5% in a year, 64% below the New York typical home.
Home values, sales, trends and how Waterloo compares with the towns next door — updated as new data is published.
The market right now
Waterloo at a glance
Typical home value
$190K
▲ 4.5% in a year · Zillow
Ten-year trend
Typical home value, 2024–2026
WaterlooNew York
Show as a table
| January | Waterloo | New York |
|---|---|---|
| 2024 | $170,000 | $458,000 |
| 2025 | $182,000 | $489,000 |
| 2026 | $186,000 | $510,000 |
| August 2026 | $190,000 | $527,000 |
Next door
Waterloo and its neighbors
The towns that share a border. Tap one to see its housing page.
| Town | Typical value | 1-yr change | Days on market | Median income |
|---|---|---|---|---|
| Waterloo | $190K | +4.5% | — | $63,226 |
| Seneca Falls | $210K | +6.4% | — | $62,487 |
| Waterloo | — | — | — | $51,642 |
Affordability
3 years of income
The typical Waterloo home costs about 3 years of the town's median household income, less than across New York (6.1 years).
How Waterloo ranks on affordability →
Home value ÷ ACS median household income.
The homes
Owners, rent & taxes
Homeownership
65.7%
New York: 54.3%
Median tax bill
$3,396
New York: $6,582
Median rent
$922
New York: $1,621
Typical home built
1956
New York: 1959
U.S. Census Bureau, ACS 2020-2024.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Listings link to their publishers.