Natural hazards · Warwick

Warwick, NY natural hazards

Most of the natural-hazard damage FEMA expects in Warwick comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 30 claims here since 1979. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Warwick?

47
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Warwick to be higher than in 47% of U.S. communities, mostly from inland flooding.

Inland flooding73%Hurricanes9%Cold waves6%Everything else13%
By hazard

What Warwick faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

73% of expected damage
Above average · higher than 69% of U.S. places
Recorded about 3 times a year in the area

Hurricanes

9% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about once every 12 years in the area

Cold waves

6% of expected damage
Below average · higher than 35% of U.S. places
Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Warwick flood?

Every paid claim on a federal flood insurance policy in Warwick, from FEMA’s records.

30paid claims since 1979
$378Kpaid to owners
5homes flooded more than once
19792026

Biggest named events

  • Hurricane Irene: 12 claims, $266K
  • Torrential rain: 4 claims, $44K
  • April 2007 Nor'easter: 3 claims, $15K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Warwick isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Orange County.
Disasters that hit Warwick

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Warwick itself: aid to households, or repair grants to the Village of Warwick.

Brought FEMA money into WarwickDeclared for Orange County only
2021

Remnants of Hurricane Ida

18 households applied for aid $31K aid approved
2012

Hurricane Sandy

110 households applied for aid $9K aid approved $146K to the Village of Warwick for repairs
2011

Remnants of Tropical Storm Lee

15 households applied for aid $38K aid approved $4K to the Village of Warwick for repairs
2011

Hurricane Irene

242 households applied for aid $558K aid approved $1.1M to the Village of Warwick for repairs
2010

Severe Storms and Flooding

$38K to the Village of Warwick for repairs
2007

Severe Storms and Inland and Coastal Flooding

28 households applied for aid $25K aid approved $51K to the Village of Warwick for repairs
2005

Severe Storms and Flooding

33 households applied for aid $36K aid approved $15K to the Village of Warwick for repairs
2004

Tropical Depression Ivan

1 household applied for aid $867 aid approved
2003

Snow

$12K to the Village of Warwick for repairs
2002

Snowstorms

$8K to the Village of Warwick for repairs
Orange County has had 27 natural disasters declared since 1953, most often severe storms and hurricanes.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Warwick covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Warwick’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Warwick. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Warwick total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01