Warsaw, NY natural hazards
Most of the natural-hazard damage FEMA expects in Warsaw comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 3 claims here since 1994. 2 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Warsaw?
FEMA expects yearly storm and flood damage to homes and buildings in Warsaw to be higher than in 79% of U.S. communities, mostly from inland flooding.
What Warsaw faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Lower here
Not a risk here
Does Warsaw flood?
Every paid claim on a federal flood insurance policy in Warsaw, from FEMA’s records.
Homes that flooded again and again
■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times
are insured
2 federal disasters brought FEMA money here
Disasters the President declared that paid out in Warsaw itself: aid to households, or repair grants to the Village of Warsaw.
Snow
Snow
How to read this page
FEMA’s expected losses across Warsaw total about $2.9M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.