Natural hazards · Wappingers Falls

Wappingers Falls, NY natural hazards

Most of the natural-hazard damage FEMA expects in Wappingers Falls comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 4 claims here since 1984. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Wappingers Falls?

38
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wappingers Falls to be higher than in 38% of U.S. communities, mostly from inland flooding.

Inland flooding66%Hurricanes9%Earthquakes8%Cold waves5%Everything else12%
By hazard

What Wappingers Falls faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

66% of expected damage
Above average · higher than 56% of U.S. places
Recorded about 2 times a year in the area

Hurricanes

9% of expected damage
Well above average · higher than 81% of U.S. places
Recorded about once every 14 years in the area

Earthquakes

8% of expected damage
Above average · higher than 71% of U.S. places

Cold waves

5% of expected damage
Below average · higher than 36% of U.S. places
Recorded about 2 times a year in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherHeat wavesLandslidesStrong windLightning

Not a risk here

WildfireDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Wappingers Falls flood?

Every paid claim on a federal flood insurance policy in Wappingers Falls, from FEMA’s records.

4paid claims since 1984
$8Kpaid to owners
1homes flooded more than once
19842026

Biggest named events

  • Hurricane Floyd: 1 claim, $1K
  • April 2007 Nor'easter: 1 claim, $1K
  • Torrential rain: 1 claim, $3K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Wappingers Falls isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Dutchess County.
Disasters that hit Wappingers Falls

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Wappingers Falls itself: aid to households, or repair grants to the Village of Wappingers Falls.

Brought FEMA money into Wappingers FallsDeclared for Dutchess County only
2021

Remnants of Hurricane Ida

159 households applied for aid $370K aid approved
2017

Severe Winter Storm and Snowstorm

$28K to the Village of Wappingers Falls for repairs
2011

Hurricane Irene

179 households applied for aid $355K aid approved $6K to the Village of Wappingers Falls for repairs
2010

Severe Winter Storm and Snowstorm

$20K to the Village of Wappingers Falls for repairs
2007

Severe Storms and Inland and Coastal Flooding

55 households applied for aid $55K aid approved $22K to the Village of Wappingers Falls for repairs
2003

Snow

$19K to the Village of Wappingers Falls for repairs
Dutchess County has had 22 natural disasters declared since 1953, most often severe storms and hurricanes.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wappingers Falls covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Wappingers Falls’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Wappingers Falls. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Wappingers Falls total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01