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Natural hazards in Wantagh · FEMA

Wantagh’s biggest natural hazard is inland flooding

Most of the natural-hazard damage FEMA expects in Wantagh comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 854 claims here since 1978.

48Moderate riskLowerHigherExpected storm and flood damage, vs. U.S. communities
Overall risk
Moderate
higher than 48% of U.S. places
Main hazard
Inland flooding
74% of expected damage
Flood claims
854
paid since 1978 · $35.9M
Disasters paid out here
0
of 24 declared for Nassau County
Expected yearly loss
$5.7M
buildings, people and crops

What stands out about Wantagh’s weather risks

Read from FEMA’s records below. The page puts what stands out first.

★ What stands out · Flood insurance claims

Does Wantagh flood? Yes: 854 flood claims since 1978

Every paid claim on a federal flood insurance policy in Wantagh, from FEMA’s records.

Paid flood claims, by year
1978: 2 claims1979: 8 claims1980: 9 claims1981: 2 claims1982: 0 claims1983: 1 claim1984: 2 claims1985: 12 claims1986: 0 claims1987: 4 claims1988: 0 claims1989: 1 claim1990: 1 claim1991: 19 claims1992: 31 claims1993: 7 claims1994: 1 claim1995: 0 claims1996: 1 claim1997: 1 claim1998: 2 claims1999: 3 claims2000: 2 claims2001: 0 claims2002: 2 claims2003: 0 claims2004: 0 claims2005: 44 claims2006: 0 claims2007: 2 claims2008: 1 claim2009: 0 claims2010: 13 claims2011: 141 claims2012: 511 claims2013: 1 claim2014: 8 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 3 claims2021: 3 claims2022: 4 claims2023: 11 claims2024: 1 claim2025: 0 claims2026: 0 claims 200520112012
19782026
Biggest named events
  • Hurricane Sandy510 claims · $31.4M
  • Hurricane Irene103 claims · $1.8M
  • The Torrential rain44 claims · $268K
854
paid claims since 1978
$35.9M
paid to owners
0
homes flooded more than once
$42K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Wantagh isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Nassau County.
Storms remembered

The storms Wantagh remembers

None of the disasters declared for Nassau County shows FEMA aid or repair money reaching Wantagh itself in FEMA’s records.

  1. 2012511 flood claims paidThe most in any one year on record
  2. 2011141 flood claims paidOne of the three biggest flood years on record
  3. 200544 flood claims paidOne of the three biggest flood years on record
Disasters declared, by decade
Paid out in WantaghNassau County only

Nassau County has had 24 natural disasters declared since 1953, most often hurricanes and severe storms.

Were you here?

Old photos of Wantagh after a storm or flood belong in the town’s history. Add one, or share what you remember below.

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Expected damage

How exposed is Wantagh?

FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 48% of U.S. communities, mostly from inland flooding.

Where Wantagh sits
Wantagh
Very lowLowModerateHighVery high

Rated higher than 903 of the 1,524 New York towns we cover.

Wantagh covers 3 census tracts, combined by population.

What drives the damage
Inland flooding74%Hurricanes8%Earthquakes6%Coastal flooding5%Everything else8%
By hazard

What Wantagh faces

Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.

Inland flooding

74%of expected damage
Above average · higher than 66% of U.S. places
Recorded about 3 times a year in the area

Hurricanes

8%of expected damage
Well above average · higher than 81% of U.S. places
Recorded about once every 5 years in the area

Earthquakes

6%of expected damage
Above average · higher than 64% of U.S. places

Coastal flooding

5%of expected damage
Well above average · higher than 97% of U.S. places
Lower here
🌪️ Tornadoes🧊 Hail🧊 Ice storms❄️ Winter weather🥶 Cold waves🌡️ Heat waves🔥 Wildfire⛰️ Landslides💨 Strong wind⚡ Lightning
Not a risk here
DroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Be ready

Get ready for what Wantagh actually faces

A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.

Coastal Flood WarningCoastal Flood Warning issued September 26 at 4:23PM EDT until September 27 at 6:00PM EDT by NWS Upton NY
High Wind WarningHigh Wind Warning issued September 26 at 1:47PM EDT until September 27 at 12:00PM EDT by NWS Upton NY
Rip Current StatementRip Current Statement issued September 26 at 4:23PM EDT until September 27 at 8:00PM EDT by NWS Upton NY
When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
Earthquakes
  • Drop, cover and hold on.
  • Strap tall furniture and the water heater to the wall.
  • Know how to shut off the gas.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Storm season

Most disasters here begin in August–October

The month each of Nassau County’s 24 declared disasters began, since 1953.

1J
1F
3M
A
1M
J
J
5A
8S
2O
1N
2D
HurricanesSevere stormsFloodsWinter stormsFiresDroughts
How to read this page

What these numbers can and can’t tell you

  • An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
  • Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
  • Money that reached town. Flood claims are matched to Wantagh’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Wantagh.
  • It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels. Across Wantagh, expected losses total about $5.7M a year, counting buildings, people and crops.

Storm stories

Memories, warnings and help from neighbors in Wantagh.

Town Square →
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Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Weather alerts: National Weather Service. Preparedness tips: Ready.gov. An average of past damage, not a forecast.

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