Natural hazards · Victory

Victory, NY natural hazards

Most of the natural-hazard damage FEMA expects in Victory comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 9 claims here since 2011.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Victory?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Victory to be higher than in 50% of U.S. communities, mostly from inland flooding.

Inland flooding77%Tornadoes6%Everything else17%

By hazard

What Victory faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

77% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

6% of expected damage

Below average · higher than 38% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Victory flood?

Every paid claim on a federal flood insurance policy in Victory, from FEMA’s records.

9paid claims since 2011

$52Kpaid to owners

0homes flooded more than once

20112026

Biggest named events

Hurricane Irene: 1 claim, $689
December Nor'easter: 1 claim, $5K

of all homes
are insured

No community discount. Victory isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Saratoga County.

Disasters that hit Victory

Federal disasters declared here

None of the disasters declared for Saratoga County shows FEMA aid or repair money reaching Victory itself in FEMA’s records.

Brought FEMA money into VictoryDeclared for Saratoga County only

Saratoga County has had 15 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Victory

Victory and the towns around it

Very lowLowModerateHighVery high

Victorymostly inland floodingModerate

Schuylervillemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Victory covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Victory’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Village of Victory. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Victory total about $560K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.