Natural hazards · Victor

Victor, NY natural hazards

Most of the natural-hazard damage FEMA expects in Victor comes from inland flooding, and overall the risk is very low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Victor?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Victor to be higher than in 7% of U.S. communities, mostly from inland flooding.

Inland flooding81%Strong wind6%Tornadoes5%Everything else8%

By hazard

What Victor faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

81% of expected damage

Below average · higher than 27% of U.S. places

Recorded about once a year in the area

Strong wind

6% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once a year in the area

Tornadoes

5% of expected damage

Below average · higher than 29% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Victor flood?

FEMA's records show no paid flood insurance claims in Victor.

of all homes
are insured

No community discount. Victor isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ontario County.

Disasters that hit Victor

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Victor itself: aid to households, or repair grants to the Village of Victor.

Brought FEMA money into VictorDeclared for Ontario County only

2003

Ice Storm

28 households applied for aid $10K aid approved $37K to the Village of Victor for repairs

1999

Snow

$6K to the Village of Victor for repairs

Ontario County has had 16 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Victor covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Victor’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Victor. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Victor total about $629K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.