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Natural hazards · Vernon

Vernon, NY natural hazards

Most of the natural-hazard damage FEMA expects in Vernon comes from inland flooding, and overall the risk is low for a U.S. community. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Vernon?

27
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Vernon to be higher than in 27% of U.S. communities, mostly from inland flooding.

Inland flooding73%Cold waves9%Everything else18%
By hazard

What Vernon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

73% of expected damage
Above average · higher than 54% of U.S. places
Recorded about 2 times a year in the area

Cold waves

9% of expected damage
Above average · higher than 58% of U.S. places
Recorded about 5 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Vernon flood?

FEMA's records show no paid flood insurance claims in Vernon.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Vernon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Oneida County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared
Disasters that hit Vernon

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Vernon itself: aid to households, or repair grants to the Village of Vernon.

Brought FEMA money into VernonDeclared for Oneida County only
2017

Severe Winter Storm and Snowstorm

$6K to the Village of Vernon for repairs
2013

Severe Storms and Flooding

$145K to the Village of Vernon for repairs
2011

Remnants of Tropical Storm Lee

5 households applied for aid $14K aid approved
2007

Record Snow and Near Record Snow

$3K to the Village of Vernon for repairs
2006

Severe Storms and Flooding

8 households applied for aid $9K aid approved
2003

Ice Storm

1 household applied for aid
2000

Severe Storms and Flooding

$11K to the Village of Vernon for repairs
Oneida County has had 22 natural disasters declared since 1953, most often winter storms and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Vernon is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Vernon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Vernon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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