Sign inJoin
Housing in Valley Falls

A typical Valley Falls home is worth about $319,000

Up 7.7% in a year, 39% below the New York typical home.

Typical home value
$319K
▲ 7.7% in a year · NY $527K
Zillow
2-bedroom rent
$1,540
a month, utilities in · HUD
Median tax bill
$3,980
NY $6,582

What kind of housing town is Valley Falls?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Price trend

Up 31.9% in five years

About the same pace as New York (29.5%).

Valley FallsNew York
$150K$200K$250K$300K$350K$400K$450K$500K$550K20182020202220242026
Show as a table
JanuaryValley FallsNew York
2017$189,000$298,000
2018$196,000$317,000
2019$195,000$337,000
2020$203,000$353,000
2021$225,000$379,000
2022$246,000$417,000
2023$266,000$437,000
2024$278,000$458,000
2025$289,000$489,000
2026$304,000$510,000
August 2026$319,000$527,000
Then & now

A typical Valley Falls home worth $187K in September 2016 is worth about $319K today.

+$132K
+7.7%
past year
+31.9%
past 5 years
+70.7%
since 2016

Zillow Home Value Index: the typical value of all homes (middle third), smoothed and seasonally adjusted, through August 2026.

Affordability

What it takes to buy in Valley Falls

Try your own numbers below.

You could afford about
$307,000
Typical Valley Falls home $319K

That’s $12K short of a typical Valley Falls home.

The typical home, each month
$2,080
Loan $1,580Tax $410Insurance $90

A two-bedroom rents for about $1,540 a month here, $540 less than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, the New York typical property tax (1.55% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

The homes

63% of Valley Falls households own their home

Half of Valley Falls’s homes were built before 1938.

Owners and renters
Own 63%Rent 37%

New York: 54% own.

1938
typical home built · NY 1959
$3,980
median property tax bill · NY $6,582

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.

Renting

A two-bedroom rents for about $1,540

Renters already here pay a median of $1,125, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$1,110
1 bedroom$1,270
2 bedrooms$1,540
3 bedrooms$1,860
4 bedrooms$2,030
37%
of households rent · NY 46%
67
renter households
$1,125
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Albany-Schenectady-Troy, NY MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

New construction

No new homes permitted in 2025

No permits for new homes were issued in Valley Falls in 2025. The last year with any was 2011 (1 new home).

Single-family
01 200220052010201520202025
0
new homes permitted in 2025
0
2026 so far (Jan–Aug)
0
homes in the past 10 years
Homes vs. people, 2010–2020
Residents+44
New homes+2

Between the 2010 and 2020 censuses, Valley Falls gained 44 residents while 2 new homes were permitted: about 22 new residents per new home. Population grew faster than building, so existing homes filled up: a sign of tight supply. Across New York: 2.2 new residents per new home.

Every year as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)000—
2025000—
2024000—
2023000—
2022000—
2021000—
2020000—
2019000—
2018000—
2017000—
2016000—
2015000—
2014000—
2013000—
2012000—
2011110$200,000
2010110$200,000
2009000—
2008000—
2007000—
2006000—
2005110$350,000
2004110$350,000
2003110$350,000
2002110$148,000

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.

On the market in Valley Falls

Listed in the past 60 days. Each opens on the listing site.

Neighbors talk housing

What Valley Falls buyers, sellers and renters are saying.

Town Square →
Weigh in
Is Valley Falls still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

Post to Valley Falls

We’ll email a one-tap link to publish your post. No password, and nothing is public until you click it.
Already a member? Sign in