Natural hazards · Valatie

Valatie, NY natural hazards

Most of the natural-hazard damage FEMA expects in Valatie comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 4 claims here since 2009. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Valatie?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Valatie to be higher than in 35% of U.S. communities, mostly from inland flooding.

Inland flooding72%Tornadoes8%Hurricanes6%Everything else14%

By hazard

What Valatie faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

72% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

8% of expected damage

Below average · higher than 44% of U.S. places

Hurricanes

6% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once every 19 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Valatie flood?

Every paid claim on a federal flood insurance policy in Valatie, from FEMA’s records.

4paid claims since 2009

$40Kpaid to owners

1homes flooded more than once

20092026

Biggest named events

Hurricane Irene: 1 claim, $3K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured

No community discount. Valatie isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Columbia County.

Disasters that hit Valatie

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Valatie itself: aid to households, or repair grants to the Village of Valatie.

Brought FEMA money into ValatieDeclared for Columbia County only

2011

Hurricane Irene

4 households applied for aid $5K aid approved

2008

Severe Winter Storm

$15K to the Village of Valatie for repairs

2003

Severe Storms, Flooding, and Tornadoes

33 households applied for aid $2K aid approved

Columbia County has had 20 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Valatie is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Valatie’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Valatie. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.