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Natural hazards · Union Vale

Union Vale, NY natural hazards

Most of the natural-hazard damage FEMA expects in Union Vale comes from inland flooding, and overall the risk is low for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Union Vale?

28
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Union Vale to be higher than in 28% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding62%Hurricanes19%Everything else19%
By hazard

What Union Vale faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage
Below average · higher than 37% of U.S. places
Recorded about 2 times a year in the area

Hurricanes

19% of expected damage
Well above average · higher than 83% of U.S. places
Recorded about once every 8 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Union Vale flood?

FEMA's records show no paid flood insurance claims in Union Vale.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Union Vale isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Dutchess County.
Disasters that hit Union Vale

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Union Vale itself: aid to households, or repair grants to the Town of Union Vale.

Brought FEMA money into Union ValeDeclared for Dutchess County only
2023

Severe Storms and Flooding

$565K to the Town of Union Vale for repairs
2021

Remnants of Hurricane Ida

$46K to the Town of Union Vale for repairs
2017

Severe Winter Storm and Snowstorm

$35K to the Town of Union Vale for repairs
2010

Severe Winter Storm and Snowstorm

$19K to the Town of Union Vale for repairs
2007

Severe Storms and Inland and Coastal Flooding

$7K to the Town of Union Vale for repairs
2003

Snow

$7K to the Town of Union Vale for repairs
Dutchess County has had 22 natural disasters declared since 1953, most often severe storms and hurricanes.
Around Union Vale

Union Vale and the towns around it

Washington: Low, mostly inland floodingLaGrange: Low, mostly inland floodingBeekman: Moderate, mostly inland floodingDover: Moderate, mostly inland floodingAmenia: High, mostly inland floodingStanford: Moderate, mostly inland floodingPleasant Valley: High, mostly inland floodingClinton: Moderate, mostly inland floodingPoughkeepsie: Low, mostly inland floodingWappinger: Low, mostly inland floodingEast Fishkill: Moderate, mostly inland floodingPawling: Low, mostly inland floodingKent: High, mostly inland floodingSherman: High, mostly inland floodingUnion Vale: Low, mostly inland flooding Union ValeWashingtonLaGrangeBeekmanDover
Very lowLowModerateHighVery high
Dovermostly inland floodingModerate
Beekmanmostly inland floodingModerate
LaGrangemostly inland floodingLow
Union Valemostly inland floodingLow
Washingtonmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Union Vale covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Union Vale’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Union Vale. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Union Vale total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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