Natural hazards · Tuxedo

Tuxedo, NY natural hazards

Most of the natural-hazard damage FEMA expects in Tuxedo comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 29 claims here since 1983. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Tuxedo?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Tuxedo to be higher than in 48% of U.S. communities, mostly from inland flooding.

Inland flooding74%Hurricanes9%Everything else17%

By hazard

What Tuxedo faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

74% of expected damage

Above average · higher than 68% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

9% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 12 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Tuxedo flood?

Every paid claim on a federal flood insurance policy in Tuxedo, from FEMA’s records.

29paid claims since 1983

$1.3Mpaid to owners

7homes flooded more than once

19832026

Biggest named events

Hurricane Irene: 10 claims, $806K
March 2010 Nor'easter: 6 claims, $120K
Hurricane Floyd: 5 claims, $157K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (3) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Tuxedo isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Orange County.

Disasters that hit Tuxedo

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Tuxedo itself: aid to households, or repair grants to the Town of Tuxedo.

Brought FEMA money into TuxedoDeclared for Orange County only

2012

Hurricane Sandy

$128K to the Town of Tuxedo for repairs

2011

Hurricane Irene

$249K to the Town of Tuxedo for repairs

2010

Severe Storms and Flooding

$194K to the Town of Tuxedo for repairs

2007

Severe Storms and Inland and Coastal Flooding

$37K to the Town of Tuxedo for repairs

2003

Snow

$42K to the Town of Tuxedo for repairs

2002

Snowstorms

$38K to the Town of Tuxedo for repairs

1999

Hurricane Floyd Major Disaster Declarations

$76K to the Town of Tuxedo for repairs

Orange County has had 27 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Tuxedo

Tuxedo and the towns around it

Very lowLowModerateHighVery high

Sloatsburgmostly inland floodingVery high

Tuxedomostly inland floodingModerate

Warwickmostly inland floodingModerate

Ramapomostly inland floodingLow

Monroemostly inland floodingVery low

Woodburymostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Tuxedo covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Tuxedo’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Tuxedo. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Tuxedo total about $1.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.