Natural hazards · Tupper Lake

Tupper Lake, NY natural hazards

Most of the natural-hazard damage FEMA expects in Tupper Lake comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 4 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Tupper Lake?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Tupper Lake to be higher than in 64% of U.S. communities, mostly from inland flooding.

Inland flooding83%Earthquakes6%Everything else11%

By hazard

What Tupper Lake faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

83% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once a year in the area

Earthquakes

6% of expected damage

Above average · higher than 72% of U.S. places

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Tupper Lake flood?

Every paid claim on a federal flood insurance policy in Tupper Lake, from FEMA’s records.

4paid claims since 1978

$15Kpaid to owners

0homes flooded more than once

19782026

of all homes
are insured

No community discount. Tupper Lake isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Franklin County.

Disasters that hit Tupper Lake

Federal disasters declared here

None of the disasters declared for Franklin County shows FEMA aid or repair money reaching Tupper Lake itself in FEMA’s records.

Brought FEMA money into Tupper LakeDeclared for Franklin County only

Franklin County has had 15 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Tupper Lake is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Tupper Lake’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Tupper Lake. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.