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Natural hazards · Truxton

Truxton, NY natural hazards

Most of the natural-hazard damage FEMA expects in Truxton comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 14 claims here since 1981. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Truxton?

63
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Truxton to be higher than in 63% of U.S. communities, mostly from inland flooding.

Inland flooding83%Everything else17%
By hazard

What Truxton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

83% of expected damage
Well above average · higher than 86% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Truxton flood?

Every paid claim on a federal flood insurance policy in Truxton, from FEMA’s records.

14paid claims since 1981
$140Kpaid to owners
3homes flooded more than once
19812026

Biggest named events

  • Torrential rain: 2 claims, $42K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Truxton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cortland County.
Disasters that hit Truxton

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Truxton itself: aid to households, or repair grants to the Town of Truxton.

Brought FEMA money into TruxtonDeclared for Cortland County only
2017

Severe Winter Storm and Snowstorm

$8K to the Town of Truxton for repairs
2006

Severe Storms and Flooding

$29K to the Town of Truxton for repairs
2005

Severe Storms and Flooding

10 households applied for aid $9K aid approved $27K to the Town of Truxton for repairs
Cortland County has had 15 natural disasters declared since 1953, most often severe storms and floods.
Around Truxton

Truxton and the towns around it

Cuyler: High, mostly inland floodingHomer: High, mostly inland floodingPreble: Moderate, mostly inland floodingSolon: High, mostly inland floodingFabius: Very low, mostly inland floodingTully: Very low, mostly inland floodingDeRuyter: Moderate, mostly inland floodingCortlandville: Moderate, mostly inland floodingScott: Moderate, mostly inland floodingSummerhill: High, mostly inland floodingFreetown: High, mostly inland floodingTaylor: High, mostly inland floodingPompey: Low, mostly inland floodingOtisco: Very low, mostly inland floodingSpafford: Very low, mostly inland floodingTruxton: High, mostly inland flooding TruxtonCuylerHomerPrebleSolonFabiusTully
Very lowLowModerateHighVery high
Homermostly inland floodingHigh
Truxtonmostly inland floodingHigh
Cuylermostly inland floodingHigh
Solonmostly inland floodingHigh
Preblemostly inland floodingModerate
Fabiusmostly inland floodingVery low
Tullymostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Truxton covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Truxton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Truxton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Truxton total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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