Troy, NY housing market
The typical Troy home is worth about $301,000, up 5% in a year, 43% below the New York typical home. Homes typically sell in 9 days, close to asking.
Home values, sales, trends and how Troy compares with the towns next door — updated as new data is published.
Troy at a glance
A seller's market
Supply is tight — about 2.8 months of homes for sale at the current pace. Buyers should expect competition on well-priced homes.
Typical home value, 2016–2026
Show as a table
| January | Troy | New York |
|---|---|---|
| 2017 | $167,000 | $298,000 |
| 2018 | $174,000 | $317,000 |
| 2019 | $182,000 | $337,000 |
| 2020 | $191,000 | $353,000 |
| 2021 | $209,000 | $379,000 |
| 2022 | $232,000 | $417,000 |
| 2023 | $251,000 | $437,000 |
| 2024 | $263,000 | $458,000 |
| 2025 | $280,000 | $489,000 |
| 2026 | $290,000 | $510,000 |
| August 2026 | $301,000 | $527,000 |
Troy and its neighbors
| Town | Typical value | 1-yr change | Days on market | Median income |
|---|---|---|---|---|
| Troy | $301K | +5% | 9 | $58,477 |
| Brunswick | — | — | 18 | $107,350 |
| Schaghticoke | $358K | +9.1% | — | $107,083 |
| North Greenbush | — | — | 67 | $117,372 |
| Watervliet | $323K | +3.5% | 14 | $57,919 |
| Green Island | — | — | — | $59,406 |
| Wynantskill | $354K | +6.8% | 111 | $108,558 |
5.1 years of income
The typical Troy home costs about 5.1 years of the town's median household income, less than across New York (6.1 years).
How Troy ranks on affordability →
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Listings link to their publishers.