Natural hazards · Southampton

Southampton, NY natural hazards

Most of the natural-hazard damage FEMA expects in Southampton comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 144 claims here since 1978. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Southampton?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Southampton to be higher than in 7% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding70%Hurricanes17%Everything else14%

By hazard

What Southampton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage

Well below average · higher than 13% of U.S. places

Recorded about 4 times a year in the area

Hurricanes

17% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 5 years in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Southampton flood?

Every paid claim on a federal flood insurance policy in Southampton, from FEMA’s records.

144paid claims since 1978

$3.7Mpaid to owners

14homes flooded more than once

19782026

Biggest named events

Hurricane Sandy: 38 claims, $2.3M
March 2010 Nor'easter: 13 claims, $129K
Hurricane Irene: 12 claims, $264K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (3) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Southampton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Suffolk County.

What’s been done with FEMA grants

6homes raised above flood level

Disasters that hit Southampton

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Southampton itself: aid to households, or repair grants to the Village of Southampton.

Brought FEMA money into SouthamptonDeclared for Suffolk County only

2021

Remnants of Hurricane Ida

34 households applied for aid

2012

Hurricane Sandy

193 households applied for aid $189K aid approved $285K to the Village of Southampton for repairs

2011

Hurricane Irene

16 households applied for aid $15K aid approved $89K to the Village of Southampton for repairs

2010

Severe Storms and Flooding

$24K to the Village of Southampton for repairs

2007

Severe Storms and Inland and Coastal Flooding

$12K to the Village of Southampton for repairs

2003

Snow

$21K to the Village of Southampton for repairs

Suffolk County has had 28 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Southampton covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Southampton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Southampton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Southampton total about $2.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.