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Housing in Smallwood

A typical Smallwood home is worth about $218,000

Up 1.6% in a year, 59% below the New York typical home.

Typical home value
$218K
▲ 1.6% in a year · NY $527K
Zillow
2-bedroom rent
$1,320
a month, utilities in · HUD
Median tax bill
$2,591
NY $6,582

What kind of housing town is Smallwood?

Read from the numbers below. The page puts what stands out first.

★ What stands out · The homes

77% of Smallwood households own their home

Half of Smallwood’s homes were built before 1946.

Owners and renters
Own 77%Rent 24%

New York: 54% own.

1946
typical home built · NY 1959
$2,591
median property tax bill · NY $6,582
1.60%
of a home’s value, a year in tax · NY 1.55%
60%
of homes are seasonal or vacation homes

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.

Affordability

A typical home costs 3.3 years of income

Less than across New York (6.1 years). Try your own numbers below.

You could afford about
$231,000
Typical Smallwood home $218K

That covers a typical Smallwood home, with $13K to spare.

The typical home, each month
$1,430
Loan $1,080Tax $290Insurance $60

A two-bedroom rents for about $1,320 a month here, $110 less than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Smallwood’s typical property tax (1.60% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Price trend

Up 45.6% in five years

Faster than New York (29.5%).

SmallwoodNew York
$0K$100K$200K$300K$400K$500K$600K20182020202220242026
Show as a table
JanuarySmallwoodNew York
2017$84,000$298,000
2018$93,000$317,000
2019$99,000$337,000
2020$101,000$353,000
2021$126,000$379,000
2022$156,000$417,000
2023$174,000$437,000
2024$194,000$458,000
2025$215,000$489,000
2026$216,000$510,000
August 2026$218,000$527,000
Then & now

A typical Smallwood home worth $82K in September 2016 is worth about $218K today.

+$136K
+1.6%
past year
+45.6%
past 5 years
+165.4%
since 2016

Zillow Home Value Index: the typical value of all homes (middle third), smoothed and seasonally adjusted, through August 2026.

Renting

A two-bedroom rents for about $1,320

Fair Market Rent a month, utilities included

Studio$1,010
1 bedroom$1,090
2 bedrooms$1,320
3 bedrooms$1,840
4 bedrooms$1,920
24%
of households rent · NY 46%
42
renter households

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Sullivan County, NY): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Neighbors talk housing

What Smallwood buyers, sellers and renters are saying.

Town Square →
Weigh in
Is Smallwood still affordable for young families?

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Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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