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Natural hazards · Sloan

Sloan, NY natural hazards

Most of the natural-hazard damage FEMA expects in Sloan comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 5 claims here since 1979. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Sloan?

81
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sloan to be higher than in 81% of U.S. communities, mostly from inland flooding.

Inland flooding78%Cold waves15%Everything else7%
By hazard

What Sloan faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

78% of expected damage
Well above average · higher than 95% of U.S. places
Recorded about 4 times a year in the area

Cold waves

15% of expected damage
Below average · higher than 46% of U.S. places
Recorded about 7 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Sloan flood?

Every paid claim on a federal flood insurance policy in Sloan, from FEMA’s records.

5paid claims since 1979
$9Kpaid to owners
0homes flooded more than once
19792026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Sloan isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Erie County.
Disasters that hit Sloan

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Sloan itself: aid to households, or repair grants to the Village of Sloan.

Brought FEMA money into SloanDeclared for Erie County only
2022

Severe Winter Storm and Snowstorm

$38K to the Village of Sloan for repairs
2014

Severe Winter Storm, Snowstorm, and Flooding

$8K to the Village of Sloan for repairs
2006

Severe Storms and Flooding

47 households applied for aid $31K aid approved $121K to the Village of Sloan for repairs
2001

Severe Winter Storm

$72K to the Village of Sloan for repairs
2000

Snow

$3K to the Village of Sloan for repairs
1999

Snow

$3K to the Village of Sloan for repairs
Erie County has had 20 natural disasters declared since 1953, most often winter storms and severe storms.
Around Sloan

Sloan and the towns around it

Cheektowaga: Low, mostly inland floodingBuffalo: High, mostly inland floodingWest Seneca: High, mostly inland floodingAmherst: Low, mostly inland floodingLancaster: Very low, mostly inland floodingWilliamsville: Low, mostly inland floodingLackawanna: High, mostly inland floodingTonawanda: Moderate, mostly inland floodingSloan: Very high, mostly inland flooding SloanCheektowagaBuffalo
Very lowLowModerateHighVery high
Sloanmostly inland floodingVery high
Buffalomostly inland floodingHigh
Cheektowagamostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sloan covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Sloan’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Village of Sloan. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Sloan total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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