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Natural hazards · Sherburne

Sherburne, NY natural hazards

Most of the natural-hazard damage FEMA expects in Sherburne comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 10 claims here since 2000. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Sherburne?

76
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sherburne to be higher than in 76% of U.S. communities, mostly from inland flooding.

Inland flooding86%Cold waves5%Everything else9%
By hazard

What Sherburne faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

86% of expected damage
Well above average · higher than 92% of U.S. places
Recorded about 2 times a year in the area

Cold waves

5% of expected damage
Above average · higher than 60% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Sherburne flood?

Every paid claim on a federal flood insurance policy in Sherburne, from FEMA’s records.

10paid claims since 2000
$333Kpaid to owners
1homes flooded more than once
20002026

Biggest named events

  • Tropical Storm Lee: 2 claims, $234K
  • Torrential rain: 2 claims, $47K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Sherburne isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Chenango County.
Disasters that hit Sherburne

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Sherburne itself: aid to households, or repair grants to the Village of Sherburne.

Brought FEMA money into SherburneDeclared for Chenango County only
2017

Severe Winter Storm and Snowstorm

$9K to the Village of Sherburne for repairs
2013

Severe Storms and Flooding

$30K to the Village of Sherburne for repairs
2011

Remnants of Tropical Storm Lee

28 households applied for aid $61K aid approved
2011

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

$2K to the Village of Sherburne for repairs
2006

Severe Storms and Flooding

85 households applied for aid $176K aid approved
2005

Severe Storms and Flooding

15 households applied for aid $20K aid approved $4K to the Village of Sherburne for repairs
2003

Ice Storm

$9K to the Village of Sherburne for repairs
2003

Snow

$3K to the Village of Sherburne for repairs
2002

Snowstorms

$6K to the Village of Sherburne for repairs
Chenango County has had 25 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sherburne is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Sherburne’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Sherburne. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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