Natural hazards · Scott

Scott, NY natural hazards

Most of the natural-hazard damage FEMA expects in Scott comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 4 claims here since 1993. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Scott?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Scott to be higher than in 42% of U.S. communities, mostly from inland flooding.

Inland flooding81%Everything else19%

By hazard

What Scott faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

81% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Scott flood?

Every paid claim on a federal flood insurance policy in Scott, from FEMA’s records.

4paid claims since 1993

$17Kpaid to owners

0homes flooded more than once

19932026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Scott isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cortland County.

Disasters that hit Scott

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Scott itself: aid to households, or repair grants to the Town of Scott.

Brought FEMA money into ScottDeclared for Cortland County only

2021

Remnants of Tropical Storm Fred

$1.2M to the Town of Scott for repairs

2017

Severe Winter Storm and Snowstorm

$4K to the Town of Scott for repairs

2006

Severe Storms and Flooding

$43K to the Town of Scott for repairs

Cortland County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around Scott

Scott and the towns around it

Very lowLowModerateHighVery high

Semproniusmostly inland floodingHigh

Homermostly inland floodingHigh

Scottmostly inland floodingModerate

Preblemostly inland floodingModerate

Spaffordmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Scott is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Scott’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Scott. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.