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Natural hazards · Schuyler

Schuyler, NY natural hazards

Most of the natural-hazard damage FEMA expects in Schuyler comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 3 claims here since 2000. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Schuyler?

10
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Schuyler to be higher than in 10% of U.S. communities, mostly from inland flooding.

Inland flooding73%Tornadoes7%Cold waves6%Everything else14%
By hazard

What Schuyler faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

73% of expected damage
Below average · higher than 31% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

7% of expected damage
Below average · higher than 32% of U.S. places

Cold waves

6% of expected damage
Below average · higher than 47% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Schuyler flood?

Every paid claim on a federal flood insurance policy in Schuyler, from FEMA’s records.

3paid claims since 2000
$47Kpaid to owners
0homes flooded more than once
20002026
of all homes
are insured
No community discount. Schuyler isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Herkimer County.
Disasters that hit Schuyler

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Schuyler itself: aid to households, or repair grants to the Town of Schuyler.

Brought FEMA money into SchuylerDeclared for Herkimer County only
2019

Severe Storms, Straight-Line Winds, and Flooding

$101K to the Town of Schuyler for repairs
2017

Severe Winter Storm and Snowstorm

$7K to the Town of Schuyler for repairs
2013

Severe Storms and Flooding

$332K to the Town of Schuyler for repairs
2006

Severe Storms and Flooding

$15K to the Town of Schuyler for repairs
2002

Snowstorms

$13K to the Town of Schuyler for repairs
2000

Severe Storms and Flooding

$46K to the Town of Schuyler for repairs
Herkimer County has had 19 natural disasters declared since 1953, most often severe storms and floods.
Around Schuyler

Schuyler and the towns around it

Frankfort: Moderate, mostly inland floodingFrankfort: High, mostly inland floodingNewport: Moderate, mostly inland floodingHerkimer: Moderate, mostly inland floodingDeerfield: Very low, mostly inland floodingUtica: Very low, mostly inland floodingLitchfield: Moderate, mostly inland floodingNew Hartford: Low, mostly inland floodingGerman Flatts: High, mostly inland floodingIlion: High, mostly inland floodingFairfield: Moderate, mostly inland floodingRussia: Moderate, mostly inland floodingNorway: Moderate, mostly inland floodingLittle Falls: Low, mostly inland floodingHerkimer: High, mostly inland floodingMohawk: High, mostly inland floodingMarcy: Very low, mostly inland floodingTrenton: Low, mostly inland floodingNew Hartford: Low, mostly inland floodingWhitestown: Low, mostly inland floodingNew York Mills: Very low, mostly inland floodingYorkville: Low, mostly inland floodingSchuyler: Very low, mostly inland flooding SchuylerFrankfortFrankfortNewportHerkimerDeerfieldUtica
Very lowLowModerateHighVery high
Frankfortmostly inland floodingHigh
Herkimermostly inland floodingModerate
Newportmostly inland floodingModerate
Frankfortmostly inland floodingModerate
Uticamostly inland floodingVery low
Schuylermostly inland floodingVery low
Deerfieldmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Schuyler covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Schuyler’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Schuyler. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Schuyler total about $598K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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