Schoharie, NY natural hazards
Most of the natural-hazard damage FEMA expects in Schoharie comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 127 claims here since 1980. 11 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Schoharie?
FEMA expects yearly storm and flood damage to homes and buildings in Schoharie to be higher than in 63% of U.S. communities, mostly from inland flooding.
What Schoharie faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Lower here
Not a risk here
Does Schoharie flood?
Every paid claim on a federal flood insurance policy in Schoharie, from FEMA’s records.
Biggest named events
- Hurricane Irene: 89 claims, $12.5M
- Torrential rain: 3 claims, $26K
- April 2007 Nor'easter: 1 claim, $5K
Homes that flooded again and again
■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times
are insured
are insured
What’s been done with FEMA grants
11 federal disasters brought FEMA money here
Disasters the President declared that paid out in Schoharie itself: aid to households, or repair grants to the Village of Schoharie.
Severe Winter Storm and Snowstorm
Remnants of Tropical Storm Lee
Hurricane Irene
Severe Winter Storm
Severe Storms and Inland and Coastal Flooding
Severe Storms and Flooding
Severe Storms and Flooding
Snow
Snowstorms
Severe Storms and Flooding
Hurricane Floyd Major Disaster Declarations
How to read this page
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.