Natural hazards · Schaghticoke

Schaghticoke, NY natural hazards

Most of the natural-hazard damage FEMA expects in Schaghticoke comes from inland flooding, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Schaghticoke?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Schaghticoke to be higher than in 52% of U.S. communities, mostly from inland flooding.

Inland flooding77%Tornadoes5%Everything else18%

By hazard

What Schaghticoke faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

77% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

5% of expected damage

Below average · higher than 38% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Schaghticoke flood?

FEMA's records show no paid flood insurance claims in Schaghticoke.

of all homes
are insured

No community discount. Schaghticoke isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Rensselaer County.

Disasters that hit Schaghticoke

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Schaghticoke itself: aid to households, or repair grants to the Village of Schaghticoke.

Brought FEMA money into SchaghticokeDeclared for Rensselaer County only

2011

Hurricane Irene

9 households applied for aid $21K aid approved

2008

Severe Winter Storm

$8K to the Village of Schaghticoke for repairs

2002

Snowstorms

$1K to the Village of Schaghticoke for repairs

Rensselaer County has had 23 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Schaghticoke is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Schaghticoke’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Schaghticoke. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.