Natural hazards · Savona

Savona, NY natural hazards

Most of the natural-hazard damage FEMA expects in Savona comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Savona?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Savona to be higher than in 56% of U.S. communities, mostly from inland flooding.

Inland flooding83%Tornadoes5%Everything else12%

By hazard

What Savona faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

83% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

5% of expected damage

Below average · higher than 34% of U.S. places

Recorded about once every 93 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Savona flood?

FEMA's records show no paid flood insurance claims in Savona.

of all homes
are insured

No community discount. Savona isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Steuben County.

Disasters that hit Savona

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Savona itself: aid to households, or repair grants to the Village of Savona.

Brought FEMA money into SavonaDeclared for Steuben County only

2003

Severe Storms, Flooding, and Tornadoes

4 households applied for aid $1K aid approved

Steuben County has had 20 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Savona is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Savona’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Savona. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.