Natural hazards · Savannah

Savannah, NY natural hazards

Most of the natural-hazard damage FEMA expects in Savannah comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2014. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Savannah?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Savannah to be higher than in 23% of U.S. communities, mostly from inland flooding and hail.

Inland flooding61%Hail21%Everything else18%

By hazard

What Savannah faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage

Above average · higher than 50% of U.S. places

Recorded about once a year in the area

Hail

21% of expected damage

Below average · higher than 37% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Savannah flood?

Every paid claim on a federal flood insurance policy in Savannah, from FEMA’s records.

1paid claims since 2014

$15Kpaid to owners

0homes flooded more than once

20142026

of all homes
are insured

No community discount. Savannah isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wayne County.

Disasters that hit Savannah

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Savannah itself: aid to households, or repair grants to the Town of Savannah.

Brought FEMA money into SavannahDeclared for Wayne County only

2003

Ice Storm

16 households applied for aid $8K aid approved $17K to the Town of Savannah for repairs

1999

Snow

$7K to the Town of Savannah for repairs

Wayne County has had 12 natural disasters declared since 1953, most often floods and winter storms.

Around Savannah

Savannah and the towns around it

Very lowLowModerateHighVery high

Conquestmostly inland floodingHigh

Montezumamostly inland floodingModerate

Galenmostly inland floodingLow

Savannahmostly inland floodingLow

Tyremostly inland floodingVery low

Butlermostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Savannah is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Savannah’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Savannah. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.