Saugerties, NY natural hazards
Most of the natural-hazard damage FEMA expects in Saugerties comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 45 claims here since 1980. 11 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Saugerties?
FEMA expects yearly storm and flood damage to homes and buildings in Saugerties to be higher than in 44% of U.S. communities, mostly from inland flooding.
What Saugerties faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Tornadoes
Hurricanes
Lower here
Not a risk here
Does Saugerties flood?
Every paid claim on a federal flood insurance policy in Saugerties, from FEMA’s records.
Biggest named events
- Hurricane Sandy: 18 claims, $1.0M
- Hurricane Irene: 15 claims, $500K
- Torrential rain: 3 claims, $41K
Homes that flooded again and again
■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times
are insured
are insured
11 federal disasters brought FEMA money here
Disasters the President declared that paid out in Saugerties itself: aid to households, or repair grants to the Village of Saugerties.
Severe Winter Storm and Snowstorm
Hurricane Sandy
Remnants of Tropical Storm Lee
Hurricane Irene
Severe Storms and Inland and Coastal Flooding
Severe Storms and Flooding
Severe Storms and Flooding
Tropical Depression Ivan
Snow
Snowstorms
Hurricane Floyd Major Disaster Declarations
Saugerties and the towns around it
How to read this page
FEMA’s expected losses across Saugerties total about $1.1M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.