Natural hazards · Sandy Creek

Sandy Creek, NY natural hazards

Most of the natural-hazard damage FEMA expects in Sandy Creek comes from inland flooding, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sandy Creek?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sandy Creek to be higher than in 34% of U.S. communities, mostly from inland flooding.

Inland flooding87%Everything else13%

By hazard

What Sandy Creek faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

87% of expected damage

Above average · higher than 64% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sandy Creek flood?

FEMA's records show no paid flood insurance claims in Sandy Creek.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Sandy Creek isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Oswego County.

Disasters that hit Sandy Creek

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Sandy Creek itself: aid to households, or repair grants to the Village of Sandy Creek.

Brought FEMA money into Sandy CreekDeclared for Oswego County only

2007

Record Snow and Near Record Snow

$799 to the Village of Sandy Creek for repairs

2004

Snow

$2K to the Village of Sandy Creek for repairs

Oswego County has had 17 natural disasters declared since 1953, most often floods and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sandy Creek covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Sandy Creek’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Sandy Creek. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Sandy Creek total about $374K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.