Natural hazards · Sackets Harbor

Sackets Harbor, NY natural hazards

Most of the natural-hazard damage FEMA expects in Sackets Harbor comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 3 claims here since 1982. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sackets Harbor?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sackets Harbor to be higher than in 8% of U.S. communities, mostly from inland flooding.

Inland flooding72%Strong wind8%Cold waves7%Everything else13%

By hazard

What Sackets Harbor faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

72% of expected damage

Below average · higher than 25% of U.S. places

Recorded about once a year in the area

Strong wind

8% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once a year in the area

Cold waves

7% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 5 times a year in the area

Lower here

Coastal floodingHurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sackets Harbor flood?

Every paid claim on a federal flood insurance policy in Sackets Harbor, from FEMA’s records.

3paid claims since 1982

$17Kpaid to owners

0homes flooded more than once

19822026

of all homes
are insured

No community discount. Sackets Harbor isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jefferson County.

Disasters that hit Sackets Harbor

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Sackets Harbor itself: aid to households, or repair grants to the Village of Sackets Harbor.

Brought FEMA money into Sackets HarborDeclared for Jefferson County only

2017

Flooding

$264K to the Village of Sackets Harbor for repairs

1999

Snow

$4K to the Village of Sackets Harbor for repairs

Jefferson County has had 16 natural disasters declared since 1953, most often winter storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sackets Harbor is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Sackets Harbor’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Sackets Harbor. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.