Natural hazards · Rosendale

Rosendale, NY natural hazards

Most of the natural-hazard damage FEMA expects in Rosendale comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 33 claims here since 1979. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rosendale?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rosendale to be higher than in 43% of U.S. communities, mostly from inland flooding.

Inland flooding70%Tornadoes9%Hurricanes7%Everything else14%

By hazard

What Rosendale faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

9% of expected damage

Below average · higher than 48% of U.S. places

Hurricanes

7% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 15 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rosendale flood?

Every paid claim on a federal flood insurance policy in Rosendale, from FEMA’s records.

33paid claims since 1979

$771Kpaid to owners

5homes flooded more than once

19792026

Biggest named events

Hurricane Irene: 21 claims, $594K
Torrential rain: 3 claims, $153K
Not a named storm: 2 claims, $3K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rosendale isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ulster County.

Disasters that hit Rosendale

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Rosendale itself: aid to households, or repair grants to the Town of Rosendale.

Brought FEMA money into RosendaleDeclared for Ulster County only

2017

Severe Winter Storm and Snowstorm

$20K to the Town of Rosendale for repairs

2012

Hurricane Sandy

2 households applied for aid

2011

Hurricane Irene

43 households applied for aid $58K aid approved $36K to the Town of Rosendale for repairs

2007

Severe Storms and Inland and Coastal Flooding

1 household applied for aid $22K aid approved

2005

Severe Storms and Flooding

6 households applied for aid $6K aid approved

2003

Snow

$15K to the Town of Rosendale for repairs

2002

Snowstorms

$23K to the Town of Rosendale for repairs

Ulster County has had 29 natural disasters declared since 1953, most often severe storms and floods.

Around Rosendale

Rosendale and the towns around it

Very lowLowModerateHighVery high

Rosendalemostly inland floodingModerate

Marbletownmostly inland floodingLow

Esopusmostly inland floodingLow

Ulstermostly inland floodingLow

New Paltzmostly inland floodingVery low

Hurleymostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rosendale covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Rosendale’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Rosendale. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Rosendale total about $2.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.