Natural hazards · Ravena

Ravena, NY natural hazards

Most of the natural-hazard damage FEMA expects in Ravena comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 3 claims here since 2011. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ravena?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ravena to be higher than in 7% of U.S. communities, mostly from inland flooding.

Inland flooding58%Tornadoes15%Hurricanes6%Earthquakes6%Everything else15%

By hazard

What Ravena faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Well below average · higher than 16% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

15% of expected damage

Below average · higher than 43% of U.S. places

Hurricanes

6% of expected damage

Above average · higher than 68% of U.S. places

Recorded about once every 19 years in the area

Earthquakes

6% of expected damage

Above average · higher than 52% of U.S. places

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ravena flood?

Every paid claim on a federal flood insurance policy in Ravena, from FEMA’s records.

3paid claims since 2011

$23Kpaid to owners

0homes flooded more than once

20112026

Biggest named events

Hurricane Irene: 1 claim, $1K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ravena isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Albany County.

Disasters that hit Ravena

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ravena itself: aid to households, or repair grants to the Village of Ravena.

Brought FEMA money into RavenaDeclared for Albany County only

2017

Severe Winter Storm and Snowstorm

$13K to the Village of Ravena for repairs

2011

Hurricane Irene

25 households applied for aid $76K aid approved $19K to the Village of Ravena for repairs

2008

Severe Winter Storm

$37K to the Village of Ravena for repairs

2007

Severe Storms and Inland and Coastal Flooding

5 households applied for aid $1K aid approved $5K to the Village of Ravena for repairs

2002

Snowstorms

$15K to the Village of Ravena for repairs

1999

Hurricane Floyd Major Disaster Declarations

$11K to the Village of Ravena for repairs

Albany County has had 18 natural disasters declared since 1953, most often winter storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ravena covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Ravena’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Ravena. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Ravena total about $487K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.