Natural hazards · Princetown

Princetown, NY natural hazards

Most of the natural-hazard damage FEMA expects in Princetown comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 1996. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Princetown?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Princetown to be higher than in 26% of U.S. communities, mostly from inland flooding.

Inland flooding76%Tornadoes8%Everything else16%

By hazard

What Princetown faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

76% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

8% of expected damage

Below average · higher than 39% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Princetown flood?

Every paid claim on a federal flood insurance policy in Princetown, from FEMA’s records.

1paid claims since 1996

$397paid to owners

0homes flooded more than once

19962026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Princetown isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Schenectady County.

Disasters that hit Princetown

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Princetown itself: aid to households, or repair grants to the Town of Princetown.

Brought FEMA money into PrincetownDeclared for Schenectady County only

2011

Remnants of Tropical Storm Lee

1 household applied for aid

2011

Hurricane Irene

$23K to the Town of Princetown for repairs

Schenectady County has had 19 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Princetown

Princetown and the towns around it

Very lowLowModerateHighVery high

Floridamostly inland floodingLow

Princetownmostly inland floodingLow

Rotterdammostly inland floodingLow

Duanesburgmostly inland floodingVery low

Guilderlandmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Princetown covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Princetown’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Princetown. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Princetown total about $477K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.