Natural hazards · Poland

Poland, NY natural hazards

Most of the natural-hazard damage FEMA expects in Poland comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2019. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Poland?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Poland to be higher than in 41% of U.S. communities, mostly from inland flooding.

Inland flooding83%Everything else18%

By hazard

What Poland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

83% of expected damage

Above average · higher than 70% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Poland flood?

Every paid claim on a federal flood insurance policy in Poland, from FEMA’s records.

1paid claims since 2019

$64Kpaid to owners

0homes flooded more than once

20192026

of all homes
are insured

No community discount. Poland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Herkimer County.

Disasters that hit Poland

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Poland itself: aid to households, or repair grants to the Village of Poland.

Brought FEMA money into PolandDeclared for Herkimer County only

2019

Severe Storms, Straight-Line Winds, and Flooding

$6K to the Village of Poland for repairs

2011

Remnants of Tropical Storm Lee

1 household applied for aid

2011

Hurricane Irene

3 households applied for aid $27K aid approved

2006

Severe Storms and Flooding

23 households applied for aid $46K aid approved

Herkimer County has had 19 natural disasters declared since 1953, most often severe storms and floods.

Around Poland

Poland and the towns around it

Very lowLowModerateHighVery high

Polandmostly inland floodingModerate

Russiamostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Poland is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Poland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Poland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.