Natural hazards · Plandome

Plandome, NY natural hazards

Most of the natural-hazard damage FEMA expects in Plandome comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 8 claims here since 1979. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Plandome?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Plandome to be higher than in 12% of U.S. communities, mostly from inland flooding.

Inland flooding64%Hurricanes11%Coastal flooding8%Earthquakes6%Everything else12%

By hazard

What Plandome faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage

Well below average · higher than 19% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

11% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once every 6 years in the area

Coastal flooding

8% of expected damage

Well above average · higher than 97% of U.S. places

Earthquakes

6% of expected damage

Above average · higher than 54% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Plandome flood?

Every paid claim on a federal flood insurance policy in Plandome, from FEMA’s records.

8paid claims since 1979

$84Kpaid to owners

0homes flooded more than once

19792026

Biggest named events

Hurricane Ida: 2 claims, $67K
Not a named storm: 1 claim, $5K
Hurricane Gloria: 1 claim, $4K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Plandome isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Nassau County.

Disasters that hit Plandome

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Plandome itself: aid to households, or repair grants to the Village of Plandome.

Brought FEMA money into PlandomeDeclared for Nassau County only

2021

Remnants of Hurricane Ida

7 households applied for aid $48K aid approved

2012

Hurricane Sandy

5 households applied for aid $710 aid approved

2011

Hurricane Irene

1 household applied for aid

Nassau County has had 24 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Plandome

Plandome and the towns around it

Very lowLowModerateHighVery high

Plandomemostly inland floodingVery low

Plandome Manormostly inland floodingVery low

Plandome Heightsmostly inland floodingVery low

Flower Hillmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Plandome covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Plandome’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Plandome. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Plandome total about $842K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.