Philmont, NY housing market
The typical Philmont home is worth about $340,000, up 2.8% in a year, 36% below the New York typical home.
Home values, sales, trends and how Philmont compares with the towns next door — updated as new data is published.
Philmont at a glance
Only 2 sales in May 2026: in a market this size, monthly medians swing a lot, so the typical value above is the steadier guide.
Typical home value, 2016–2026
Show as a table
| January | Philmont | New York |
|---|---|---|
| 2017 | $153,000 | $298,000 |
| 2018 | $170,000 | $317,000 |
| 2019 | $175,000 | $337,000 |
| 2020 | $176,000 | $353,000 |
| 2021 | $211,000 | $379,000 |
| 2022 | $251,000 | $417,000 |
| 2023 | $284,000 | $437,000 |
| 2024 | $297,000 | $458,000 |
| 2025 | $308,000 | $489,000 |
| 2026 | $328,000 | $510,000 |
| August 2026 | $340,000 | $527,000 |
No new homes permitted in 2025
No permits for new homes were issued in Philmont in 2025. The last year with any was 2023 (2 new homes).
Show as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 0 | 0 | 0 | — |
| 2025 | 0 | 0 | 0 | — |
| 2024 | 0 | 0 | 0 | — |
| 2023 | 2 | 2 | 0 | $600,000 |
| 2022 | 1 | 1 | 0 | $140,000 |
| 2021 | 0 | 0 | 0 | — |
| 2020 | 0 | 0 | 0 | — |
| 2019 | 0 | 0 | 0 | — |
| 2018 | 0 | 0 | 0 | — |
| 2017 | 0 | 0 | 0 | — |
| 2016 | 0 | 0 | 0 | — |
| 2015 | 1 | 1 | 0 | $160,000 |
| 2014 | 1 | 1 | 0 | $180,000 |
| 2013 | 0 | 0 | 0 | — |
| 2012 | 1 | 1 | 0 | $110,000 |
| 2011 | 0 | 0 | 0 | — |
| 2010 | 0 | 0 | 0 | — |
| 2009 | 1 | 1 | 0 | $148,000 |
| 2008 | 1 | 1 | 0 | $175,000 |
| 2007 | 2 | 2 | 0 | $344,000 |
| 2006 | 2 | 2 | 0 | $175,000 |
| 2005 | 4 | 4 | 0 | $630,000 |
| 2004 | 0 | 0 | 0 | — |
| 2003 | 0 | 0 | 0 | — |
| 2002 | 2 | 2 | 0 | $235,000 |
| 2001 | 0 | 0 | 0 | — |
| 2000 | 1 | 1 | 0 | $80,000 |
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey, through August 2026.
6 years of income
The typical Philmont home costs about 6 years of the town's median household income, about the same as across New York (6.1).
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
A two-bedroom rents for about $1,290
HUD's Fair Market Rent for a two-bedroom in Philmont is $1,290 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Philmont pay a median of $1,193. A two-bedroom takes about 27% of the town's median household income.
Studio $1,120 · 4 bedrooms $1,710
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (12565; Columbia County, NY), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Recent listings in Philmont
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.