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Natural hazards · Perrysburg

Perrysburg, NY natural hazards

Most of the natural-hazard damage FEMA expects in Perrysburg comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 1982. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Perrysburg?

66
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Perrysburg to be higher than in 66% of U.S. communities, mostly from inland flooding.

Inland flooding85%Tornadoes5%Everything else10%
By hazard

What Perrysburg faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

85% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

5% of expected damage
Below average · higher than 43% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Perrysburg flood?

Every paid claim on a federal flood insurance policy in Perrysburg, from FEMA’s records.

2paid claims since 1982
$2Kpaid to owners
0homes flooded more than once
19822026
of all homes
are insured
No community discount. Perrysburg isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cattaraugus County.
Disasters that hit Perrysburg

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Perrysburg itself: aid to households, or repair grants to the Town of Perrysburg.

Brought FEMA money into PerrysburgDeclared for Cattaraugus County only
2014

Severe Storms and Flooding

$961K to the Town of Perrysburg for repairs
2009

Severe Storms and Flooding

46 households applied for aid $113K aid approved $219K to the Town of Perrysburg for repairs
2004

Severe Storms and Flooding

$8K to the Town of Perrysburg for repairs
2003

Severe Storms, Flooding, and Tornadoes

$1K to the Town of Perrysburg for repairs
2001

Snow

$8K to the Town of Perrysburg for repairs
2000

Snow

$5K to the Town of Perrysburg for repairs
1999

Snow

$6K to the Town of Perrysburg for repairs
Cattaraugus County has had 20 natural disasters declared since 1953, most often winter storms and severe storms.
Around Perrysburg

Perrysburg and the towns around it

Collins: Low, mostly inland floodingDayton: Low, mostly inland floodingHanover: Moderate, mostly inland floodingPersia: High, mostly inland floodingGowanda: High, mostly inland floodingOtto: High, mostly inland floodingEast Otto: High, mostly inland floodingNorth Collins: Very low, mostly inland floodingConcord: Low, mostly inland floodingLeon: Low, mostly inland floodingVillenova: Moderate, mostly inland floodingSilver Creek: Moderate, mostly inland floodingSheridan: Very low, mostly inland floodingArkwright: Moderate, mostly inland floodingNew Albion: Low, mostly inland floodingPerrysburg: High, mostly inland flooding PerrysburgCollinsDaytonHanoverPersiaGowanda
Very lowLowModerateHighVery high
Perrysburgmostly inland floodingHigh
Persiamostly inland floodingHigh
Gowandamostly inland floodingHigh
Hanovermostly inland floodingModerate
Daytonmostly inland floodingLow
Collinsmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Perrysburg covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Perrysburg’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Perrysburg. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Perrysburg total about $1.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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