Natural hazards · Pelham Manor

Pelham Manor, NY natural hazards

Most of the natural-hazard damage FEMA expects in Pelham Manor comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 61 claims here since 1979. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pelham Manor?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pelham Manor to be higher than in 58% of U.S. communities, mostly from inland flooding.

Inland flooding83%Hurricanes5%Earthquakes5%Everything else7%

By hazard

What Pelham Manor faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

83% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about 4 times a year in the area

Hurricanes

5% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once every 6 years in the area

Earthquakes

5% of expected damage

Above average · higher than 67% of U.S. places

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesLandslidesStrong windLightning

Not a risk here

WildfireDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pelham Manor flood?

Every paid claim on a federal flood insurance policy in Pelham Manor, from FEMA’s records.

61paid claims since 1979

$1.1Mpaid to owners

6homes flooded more than once

19792026

Biggest named events

Hurricane Ida: 18 claims, $544K
April 2007 Nor'easter: 11 claims, $77K
Not a named storm: 6 claims, $23K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Pelham Manor isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Westchester County.

Disasters that hit Pelham Manor

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Pelham Manor itself: aid to households, or repair grants to the Village of Pelham Manor.

Brought FEMA money into Pelham ManorDeclared for Westchester County only

2021

Remnants of Hurricane Ida

36 households applied for aid $212K aid approved

Westchester County has had 24 natural disasters declared since 1953, most often hurricanes and floods.

Around Pelham Manor

Pelham Manor and the towns around it

Very lowLowModerateHighVery high

Pelham Manormostly inland floodingModerate

Pelhammostly inland floodingModerate

Mount Vernonmostly inland floodingLow

New Yorkmostly inland floodingVery low

New Rochellemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pelham Manor covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Pelham Manor’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Pelham Manor. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Pelham Manor total about $3.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.