A typical Peconic home is worth about $1,251,000
Up 1.7% in a year, more than twice the New York typical home.
Only 1 sale in February 2026: in a market this size, monthly medians swing a lot, so the typical value is the steadier guide.
Housing in Peconic, in brief
A second-home town
35% of Peconic’s homes are seasonal or vacation homes, empty for much of the year. Year-round rentals are scarce: there are 49 renter households. The homes ↓
Renting costs far less than owning
A two-bedroom rents for about $2,690 a month. Owning the typical Peconic home, with 20% down at the calculator’s rate, runs about $7,590 with tax and insurance: 3 times as much. Can I afford it? ↓
Written from the data on this page. Home values are the Zillow Home Value Index, through August 2026; incomes, rents paid, taxes and ownership come from the Census American Community Survey, which has wide margins in a place this size.
Up 36.1% in five years
Faster than New York (29.5%).
Show as a table
| January | Peconic | New York |
|---|---|---|
| 2017 | $628,000 | $298,000 |
| 2018 | $659,000 | $317,000 |
| 2019 | $663,000 | $337,000 |
| 2020 | $707,000 | $353,000 |
| 2021 | $773,000 | $379,000 |
| 2022 | $965,000 | $417,000 |
| 2023 | $1,054,000 | $437,000 |
| 2024 | $1,102,000 | $458,000 |
| 2025 | $1,161,000 | $489,000 |
| 2026 | $1,253,000 | $510,000 |
| August 2026 | $1,251,000 | $527,000 |
A typical Peconic home worth $625K in September 2016 is worth about $1.25M today.
Zillow Home Value Index: the typical value of all homes (middle third), smoothed and seasonally adjusted, through August 2026.
A typical home costs 10.8 years of income
More than across New York (6.1 years). Try your own numbers below.
That’s $805K short of a typical Peconic home.
A two-bedroom rents for about $2,690 a month here, $4,900 less than owning.
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Peconic’s typical property tax (0.99% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
A two-bedroom rents for about $2,690
Renters already here pay a median of $3,501.
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Nassau-Suffolk, NY HUD Metro FMR Area): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
85% of Peconic households own their home
Half of Peconic’s homes were built before 1975.
New York: 54% own.
U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.
Peconic vs. its neighbors
The towns that share a border with Peconic. Tap one to see its housing page.
Compare more
| Town | Typical value | 1-yr change | 2-bed rent | Median income |
|---|---|---|---|---|
| Peconic | $1.25M | +1.7% | $2,690 | $116,250 |
| Cutchogue | $1.25M | +3.6% | $2,750 | $143,472 |
Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.
On the market in Peconic
Listed in the past 60 days. Each opens on the listing site.
Neighbors talk housing
What Peconic buyers, sellers and renters are saying.
Your answer becomes a post in Town Square.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center, February 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.