Natural hazards · Pawling

Pawling, NY natural hazards

Most of the natural-hazard damage FEMA expects in Pawling comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 23 claims here since 1987. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pawling?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pawling to be higher than in 34% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding62%Hurricanes17%Earthquakes7%Everything else14%

By hazard

What Pawling faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

17% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 8 years in the area

Earthquakes

7% of expected damage

Above average · higher than 68% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pawling flood?

Every paid claim on a federal flood insurance policy in Pawling, from FEMA’s records.

23paid claims since 1987

$2.9Mpaid to owners

4homes flooded more than once

19872026

Biggest named events

Vermont/New York Flooding: 6 claims, $623K
Hurricane Ida: 4 claims, $298K
April 2007 Nor'easter: 3 claims, $800K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Pawling isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dutchess County.

Disasters that hit Pawling

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Pawling itself: aid to households, or repair grants to the Village of Pawling.

Brought FEMA money into PawlingDeclared for Dutchess County only

2021

Remnants of Hurricane Ida

17 households applied for aid $35K aid approved

2017

Severe Winter Storm and Snowstorm

$32K to the Village of Pawling for repairs

2011

Hurricane Irene

9 households applied for aid $15K aid approved $70K to the Village of Pawling for repairs

2007

Severe Storms and Inland and Coastal Flooding

7 households applied for aid $1K aid approved $26K to the Village of Pawling for repairs

2003

Snow

$6K to the Village of Pawling for repairs

Dutchess County has had 22 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pawling covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Pawling’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Pawling. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Pawling total about $706K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.