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Housing in Pamelia

A typical Pamelia home is worth roughly $185,000

Home prices around Pamelia have risen about 21% over the past 5 years. No new homes were permitted in 2023.

Typical home value
$185K
▲ 1.3% in a year · NY $527K
Estimate
2-bedroom rent
$1,330
a month, utilities in · HUD
Median tax bill
$2,011
NY $6,582

What kind of housing town is Pamelia?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

A typical home costs 2.8 years of income

Less than across New York (6.1 years). Try your own numbers below.

You could afford about
$250,000
Typical Pamelia home $185K

That covers a typical Pamelia home, with $66K to spare.

The typical home, each month
$1,150
Loan $910Tax $180Insurance $50

A two-bedroom rents for about $1,330 a month here, $180 more than owning.

How Pamelia ranks on affordability →

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Pamelia’s typical property tax (1.20% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $1,330

Renters already here pay a median of $750, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$920
1 bedroom$1,010
2 bedrooms$1,330
3 bedrooms$1,810
4 bedrooms$2,220
23%
of households rent · NY 46%
239
renter households
43%
of renters spend 30%+ of income on rent · NY 52%
24%
of the median income, for a two-bedroom
$750
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Watertown-Fort Drum, NY MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Price trend

Home prices up 21% in 5 years

The federal house price index for the ZIP codes around Pamelia rose 21% over the past 5 years, slower than across New York (52%). Last year prices rose 1.3%. Carrying the Census median home value forward with that index puts the typical Pamelia home at roughly $185,000 today.

Pamelia areaNew York
0%+50%+100%+150%+200%200020052010201520202025
+1.3%
past year
+21%
past 5 years
+36%
past 10 years
Estimated value

Carrying the Census median forward with the index puts a typical home at about $185K.

Federal Housing Finance Agency House Price Index (annual) for the ZIP codes around Pamelia, weighted by land area. It tracks repeat sales of the same homes, so it shows how prices changed, not what homes cost.

New construction

No new homes permitted in 2023

No permits for new homes were issued in Pamelia in 2023. The last year with any was 2021 (1 new home).

Single-family
01234 20002005201020152020
0
new homes permitted in 2023
8
homes in the past 10 years
Homes vs. people, 2010–2020
Residents+183
New homes+10

Between the 2010 and 2020 censuses, Pamelia gained 183 residents while 10 new homes were permitted: about 18 new residents per new home. Population grew faster than building, so existing homes filled up: a sign of tight supply. Across New York: 2.2 new residents per new home.

Every year as a table
YearNew homesSingle-family2+ per buildingValue
2023000—
2022000—
2021110$100,000
2020110$100,000
2019110$100,000
2018110$100,000
2017110$100,000
2016110$100,000
2015110$100,000
2014110$100,000
2013110$100,000
2012110$100,000
2011110$100,000
2010110$100,000
2009110$100,000
2008220$200,000
2007330$300,000
2006440$400,000
2005440$400,000
2004440$400,000
2003440$400,000
2002440$400,000
2001440$400,000
2000440$400,000

Pamelia's permit office didn't report to the Census in 2023, so the 2023 figures are Census estimates.

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.

The homes

77% of Pamelia households own their home

Half of Pamelia’s homes were built before 1980.

Owners and renters
Own 77%Rent 23%

New York: 54% own.

1980
typical home built · NY 1959
$2,011
median property tax bill · NY $6,582
1.20%
of a home’s value, a year in tax · NY 1.55%

U.S. Census Bureau, American Community Survey 2020-2024.

Next door

Pamelia vs. its neighbors

Pamelia is the 3rd least expensive of 8 neighboring towns. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentNew homes 2025Median income
Pamelia$185K*+1.3%†$1,330—$66,850
Orleans$190K*—$1,170—$77,500
Watertown$159K*+1.3%†$1,29066$51,753
Le Ray$186K*—$1,480—$63,073
Brownville$217K+0.8%$1,210—$88,071
Watertown$206K+4.4%$1,290—$69,809
Glen Park$174K−2.2%$1,290—$43,125
Calcium$226K+6.5%$1,460—$57,668

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Pamelia buyers, sellers and renters are saying.

Town Square →
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Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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