Owego, NY natural hazards
Most of the natural-hazard damage FEMA expects in Owego comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 653 claims here since 1979. 5 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Owego?
FEMA expects yearly storm and flood damage to homes and buildings in Owego to be higher than in 90% of U.S. communities, mostly from inland flooding.
What Owego faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Lower here
Not a risk here
Does Owego flood?
Every paid claim on a federal flood insurance policy in Owego, from FEMA’s records.
Biggest named events
- Tropical Storm Lee: 355 claims, $24.1M
- Torrential rain: 55 claims, $644K
- Hurricane Irene: 3 claims, $81K
Homes that flooded again and again
Each house = 3 homes. ■ FEMA “severe repetitive loss” (9) ■ flooded 2+ times
are insured
are insured
What’s been done with FEMA grants
5 federal disasters brought FEMA money here
Disasters the President declared that paid out in Owego itself: aid to households, or repair grants to the Village of Owego.
Remnants of Tropical Storm Lee
Severe Storms and Flooding
Severe Storms and Flooding
Snowstorms
Severe Storms and Flooding
Owego and the towns around it
How to read this page
FEMA’s expected losses across Owego total about $3.2M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.