A typical Otselic home is worth roughly $108,000
What kind of housing town is Otselic?
Read from the numbers below. The page puts what stands out first.
A typical home costs 1.7 years of income
Less than across New York (6.1 years). Try your own numbers below.
That covers a typical Otselic home, with $106K to spare.
A two-bedroom rents for about $1,100 a month here, $350 more than owning.
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Otselic’s typical property tax (2.07% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
3 of Otselic’s houses are on the National Register
Half of Otselic’s homes were built before 1971.
New York: 54% own.
U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error. Historic houses: National Register of Historic Places.
A two-bedroom rents for about $1,100
Renters already here pay a median of $900, so moving in tends to cost more than staying put.
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Chenango County, NY): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
Otselic vs. its neighbors
Otselic is the 2nd least expensive of 4 neighboring towns. Tap one to see its housing page.
Compare more
| Town | Typical value | 1-yr change | 2-bed rent | New homes 2025 | Median income |
|---|---|---|---|---|---|
| Otselic | $108K* | — | $1,100 | — | $63,854 |
| Pharsalia | $126K* | — | $990 | — | $77,083 |
| Smyrna | $90K* | — | $1,290 | — | $59,408 |
| Georgetown | $167K | +11.7% | $1,200 | 3 | $46,458 |
Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.
Neighbors talk housing
What Otselic buyers, sellers and renters are saying.
Your answer becomes a post in Town Square.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Historic houses: National Register of Historic Places. Listings link to their publishers. The calculator is an estimate, not a loan offer.