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Natural hazards · Otisville

Otisville, NY natural hazards

Most of the natural-hazard damage FEMA expects in Otisville comes from inland flooding, and overall the risk is very low for a U.S. community. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Otisville?

17
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Otisville to be higher than in 17% of U.S. communities, mostly from inland flooding.

Inland flooding61%Hurricanes11%Cold waves9%Tornadoes6%Everything else14%
By hazard

What Otisville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage
Below average · higher than 33% of U.S. places
Recorded about 3 times a year in the area

Hurricanes

11% of expected damage
Well above average · higher than 80% of U.S. places
Recorded about once every 15 years in the area

Cold waves

9% of expected damage
Below average · higher than 35% of U.S. places
Recorded about once a year in the area

Tornadoes

6% of expected damage
Below average · higher than 31% of U.S. places

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Otisville flood?

FEMA's records show no paid flood insurance claims in Otisville.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Otisville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Orange County.
Disasters that hit Otisville

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Otisville itself: aid to households, or repair grants to the Village of Otisville.

Brought FEMA money into OtisvilleDeclared for Orange County only
2021

Remnants of Hurricane Ida

2 households applied for aid
2012

Hurricane Sandy

11 households applied for aid $5K aid approved $10K to the Village of Otisville for repairs
2011

Remnants of Tropical Storm Lee

5 households applied for aid $10K aid approved $3K to the Village of Otisville for repairs
2011

Hurricane Irene

50 households applied for aid $172K aid approved $58K to the Village of Otisville for repairs
2007

Severe Storms and Inland and Coastal Flooding

10 households applied for aid $6K aid approved $21K to the Village of Otisville for repairs
2005

Severe Storms and Flooding

3 households applied for aid $7K aid approved
2004

Severe Storms and Flooding

3 households applied for aid $7K aid approved
2003

Snow

$6K to the Village of Otisville for repairs
2002

Snowstorms

$4K to the Village of Otisville for repairs
1999

Hurricane Floyd Major Disaster Declarations

$18K to the Village of Otisville for repairs
Orange County has had 27 natural disasters declared since 1953, most often severe storms and hurricanes.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Otisville is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Otisville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Otisville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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