Natural hazards · Orange

Orange, NY natural hazards

Most of the natural-hazard damage FEMA expects in Orange comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 11 claims here since 1978. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Orange?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Orange to be higher than in 57% of U.S. communities, mostly from inland flooding.

Inland flooding81%Everything else19%

By hazard

What Orange faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

81% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 2 years in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Orange flood?

Every paid claim on a federal flood insurance policy in Orange, from FEMA’s records.

11paid claims since 1978

$122Kpaid to owners

2homes flooded more than once

19782026

Biggest named events

Not a named storm: 3 claims, $5K
Torrential rain: 1 claim, $94K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured

No community discount. Orange isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Schuyler County.

Disasters that hit Orange

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Orange itself: aid to households, or repair grants to the Town of Orange.

Brought FEMA money into OrangeDeclared for Schuyler County only

2003

Severe Storms, Flooding, and Tornadoes

$119K to the Town of Orange for repairs

Schuyler County has had 11 natural disasters declared since 1953, most often floods and severe storms.

Around Orange

Orange and the towns around it

Very lowLowModerateHighVery high

Orangemostly inland floodingModerate

Tyronemostly inland floodingModerate

Bradfordmostly inland floodingModerate

Hornbymostly inland floodingModerate

Dixmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Orange covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Orange’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Orange. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Orange total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.